Line G · Auto
The auto insurance coverage calculator compares a driver's bodily injury limit per accident with the home equity, savings and other assets a lawsuit could reach, suggests a limit and an umbrella where exposure is higher, and shows whether a higher collision deductible pays off from the driver's own quotes. Auto leads arrive with limits and assets attached.
What you get
Auto
The driver enters home equity, savings and their current bodily injury limit, then compares two collision deductibles. Your agency receives the assets exposed above that limit and the claim-free years a higher deductible needs to pay off.
8 inputs · 6 results
The prospect totals what a judgment could reach, including future income, and sets it against their auto and home liability limits. Your agency gets the uncovered exposure and a suggested umbrella rounded to the next $1 million.
8 inputs · 5 results
The visitor enters two deductibles, the premium quoted with each and how often they tend to file claims. Your agency sees which option they lean toward, how much cash they can absorb, and how claim-prone they say they are.
5 inputs · 6 results
Because state minimum limits protect the other driver far less than they protect nobody — a judgment above the limit reaches the policyholder's equity, savings and wages. Showing "assets above your current limit" in dollars turns an abstract number like 25/50/25 into a reason to raise limits.
The auto insurance coverage calculator also flags when an umbrella policy would be the cheaper way to cover the gap.
It takes the annual premium for two collision deductibles from the driver's quotes, computes the yearly savings of the higher one and the claim-free years needed to break even. Drivers with emergency savings often find the higher deductible pays; you see their choice before the call.
FAQ
Answers first, details after.
No. It uses premiums the visitor enters from their own quotes for the deductible comparison and estimates a liability limit from their assets.
It matches the per-accident bodily injury limit to the assets entered, and points to an umbrella when assets exceed what auto limits usually reach.
Its definitions explain uninsured and underinsured motorist coverage so the visitor understands it before your call; the limit conversation is yours.
No, it's built for personal auto.
Yes — a widget can hold auto, homeowners, umbrella and deductible calculators together for a bundled personal-lines page.
Yes. Every calculator runs in 2 languages, Spanish included.
On your auto page, in renewal emails and on the confirmation page after an online quote request.
Every plan, including the free Producer plan.
InsuranceQuoteWidget
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